by scg_admin | Oct 27, 2021 | Buy to let, First time buyer, Mortgage, Remortgage
A Guide to Agreement in Principle: An Agreement in Principle (AIP) is common when applying for any mortgage, whether you’re a seasoned home mover or a first-time buyer. It gives you an idea of how much you will be able to get from a lender and many estate agents ask...
by scg_admin | Oct 25, 2021 | Buy to let, First time buyer, Mortgage, Remortgage
Instructing a Solicitor: One of the key parts of buying any house or flat is instructing a solicitor to carry out the legal transfer of the property from the seller. Needless to say, it’s important to choose the right partner here and to do your due diligence when...
by scg_admin | Jul 15, 2021 | Buy to let, First time buyer, Mortgage, Remortgage
Mortgage Offer How does a lender decide whether to give you a mortgage offer? A mortgage offer is your first goal when applying for your mortgage, knowing how a lender makes the decision on whether to give your application the green light (or not, as the case may...
by scg_admin | Jul 14, 2021 | Buy to let, First time buyer, Mortgage, Remortgage
4 ways to improve your credit score before you apply for a mortgage If you can’t wait to get on the property ladder and are keen to get the ball rolling with a mortgage application, your credit score will be key to bringing your dreams into reality. Doing a little...
by scg_admin | Jun 23, 2020 | Mortgage, News, Remortgage
Mortgages and Divorce: What You Should Know: Yes, the divorce rate for heterosexual couples in England and Wales is the lowest it’s been since 1971. However, if you’re going through one, you’ll know that while it can be traumatic for some and liberating for some, we...
by scg_admin | Jun 15, 2020 | Buy to let, First time buyer, Mortgage, Remortgage
You’ve narrowed down your dream home search and you’re now looking for the best mortgage deals to put those keys in your hand. To do so, you have two basic options: either deal with lenders or bank loan officers directly, or hire a mortgage broker to research...
